Consumer Ecosystem

Karma's consumer ecosystem consists of three parts to form a customer-centered experience that enhances the customer/merchant experience.

• Consumer: In our customer-centered consumer experience, customers can build their reputation through member tokens from merchants, experience member-only services, discounts and receive exclusive information from merchants while also being able to benefit and trade these experiences to others.

• Merchant: Merchants can endow membership rights to their targeted audiences. Based on consumer behavior, merchants can build closer connections with customers by providing enhanced experiences tailored to their best customers.

• Lending platform: Customers own their own member rights in the consumer ecosystems, their members token can be borrowed on lending platform.